FAAB Instant Transfer
Send money across borders in seconds
Two FAAB account holders — anywhere in the world — can move money to one another instantly. No SWIFT delays, no hidden cuts, no stress. Just tap, send, settled.
How it works
From one country to another — in under 10 seconds
FAAB Instant Transfer runs on a closed-loop, multi-currency settlement rail that connects every FAAB account around the world. When you send money to another account holder, the transaction never touches the slow correspondent-bank chain — it routes directly through FAAB's encrypted ledger and posts to the recipient's wallet in their local currency immediately.
- 01
Pick a recipient
Choose any FAAB account holder by phone number, email, or FAAB tag — no IBAN, no SWIFT code.
- 02
Enter the amount
Type in your local currency. We show the live FX rate and the exact amount the recipient will receive.
- 03
Confirm with biometrics
Face ID, fingerprint, or PIN. Each transfer is signed end-to-end and verified on FAAB's secure ledger.
- 04
Settled in seconds
Funds land in the recipient's wallet in their local currency, ready to spend, save, or withdraw — 24/7, 365 days.
Why FAAB Instant Transfer feels effortless
Traditional cross-border payments take 1–5 business days, charge layered fees, and rely on intermediary banks you never see. FAAB removed every middleman. Both senders and receivers exist on the same global network, so a transfer is essentially a ledger update — confirmed, encrypted, and final in seconds.
Instant Transfer
Sub-10-second settlement, day or night.
Secure Transaction
Every transfer signed and audited on the FAAB ledger.
Global Network
Send across Africa, Europe, North America in one tap.
Encrypted Protection
End-to-end encryption with biometric authorization.
24/7 Service
No bank hours. No weekends off. Always on.
A real example
John in Lagos sends £500 to Michael in London
10:42:01 — John opens his FAAB app in Lagos, taps Send, and selects Michael from his contacts. He chooses GBP as the destination currency. FAAB shows the live rate and the exact £500 Michael will receive — no surprise fees.
10:42:04 — John confirms with Face ID. The transaction is signed and submitted to the FAAB ledger.
10:42:07 — FAAB's settlement engine debits John's NGN wallet, applies the FX, and credits Michael's GBP wallet in a single atomic operation.
10:42:09 — Michael's phone buzzes in London. £500 is already spendable on his FAAB card, withdrawable at any ATM, or transferable onward.
Total time: 8 seconds. Total fee: transparent and shown upfront. Total stress: zero.